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Introduction and Summary

Chapman, Bruce; Higgins, Timothy; Stiglitz, Joseph E.

This chapter is an introduction to and summary of "Income Contingent Loans: Theory, Practice and Prospects." An International Economics Association workshop on the broad topic of ICL (income congruent loan) was held at Dhurakij Pundit University in Bangkok in April 2013 with Professors Joseph E. Stiglitz and Bruce Chapman. This workshop covered: the conceptual and theoretical underpinnings of ICL; the costs and benefits of different types of higher education student loans; and potential contingent loan policy applications beyond higher education. A number of participants presented commentary during and after the workshop, summarising their thoughts on the discussion, and examining, among other things, advantages and disadvantages of particular features of different ICL programs, lessons learned, unresolved questions, and future prospects and challenges. This volume contains revised versions of the presentations and commentaries presented at the workshop.


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Income Contingent Loans: Theory, Practice and Prospects
Palgrave Macmillan

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April 15, 2019